There’s a lot to look for, before you finally confirm your processes, and finding a good lender is one of them.
“Most lenders won’t choose to share their list of fees until you apply for a loan. That means sharing your personal information. The lender needs your personal information to decide whether to give you the loan and how much to charge you in interest. If there are any negatives in your credit history, now is the time to come clean.
Once you apply for a loan, your lender will run your credit. She will contact one or more of the three credit reporting bureaus to get your credit report and your credit score. If you have late payments, an account in collections, or a dispute with someone that has resulted in a judgment against you, you need to tell your lender before she runs your credit.”
No matter what the situation, there are always certain things you do and do not tell the lender you’re working with. Hopefully, Blanche Evans’ article here can help you make the right choices: