After all the hard work you’ve put into buying and preparing your very first home, you deserve the best and most generous insurance policy you can obtain.
“There’s so much to consider that many first-time buyers don’t think about home insurance — a factor that will be important when it comes to closing on their house.
You should factor the ongoing cost of home insurance into your home-buying budget, because it will probably show up in yourmonthly mortgage payment along with payments on your loan principal and interest and your property taxes. That means you should go into your search knowing the basics about insuring your house and what can drive up the cost of coverage.
Once you choose the house and negotiate an offer, it will be time to find an insurer. There are a few issues to take into consideration before settling on a provider — all policies are not created equal. Using these tips can help you save money and ensure that you have quality coverage to protect your largest investment.”
This passage is just the introduction to the enormous guidebook article Samantha Alexander has written, to keep you from getting cheated out of good insurance. Be sure to check it out right here at Zillow: