Auto Claims Less in Homeowners – Sellers

A recent study shows that homeowners have much less history of auto claims than others. “Insurers have long observed that, on average, drivers who own their homes file fewer [auto] insurance claims than renters. And, in fact, many companies take homeownership into account when calculating a customer’s premiums, says Des Toups, managing editor of Insurance.com.…

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Delinquency Spikes Continues – S.S./Forecl.

“Delinquent Mortgage” November was a tough month for mortgage rates, proves Black Knight Financial Services. “Black Knight Financial Services, a division of Fidelity National Financial, has released its “first look” at November mortgage performance data.  The company provides this monthly preview of the data, one or more aspect of which is featured in greater detail…

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Remodeling Really Pays Off! – Reno.

After some recent studies, we’ve received word that, with cost vs. value, remodeling is more of a significant pay-off than it was originally thought to be. Take a look at these basic statistics: “This is the second year in a row that all 35 projects in Remodeling magazine’s Cost vs. Value Report saw more home improvement dollars…

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Insurance Tips for New Buyers – Buyers

After all the hard work you’ve put into buying and preparing your very first home, you deserve the best and most generous insurance policy you can obtain. “There’s so much to consider that many first-time buyers don’t think about home insurance — a factor that will be important when it comes to closing on their house.…

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Giving Winter the Cold Shoulder – Sellers

It’s very easy to run into real estate issues during the cold winter season. However, there are some very simple things you can do to improve your sales over the brisk holidays. For example, here’s a tidbit from Blanche Evan’s article, showing you how to use the winter to your advantage: “There’s a lot about…

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Foreclosures on the Rise – S.S./Foreclosures

This is not the best foreclosure news to share, but there’s hope. “Starts in foreclosure proceedings ticked up for the first time in more than two years, according to housing data firm RealtyTrac, as government-sponsored loan modifications began readjusting their interest rates earlier this year and as some lenders are beginning to lend to higher-risk…

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Mortgage Is Getting Easier – Mortgages

Everything you ever thought about the concept of mortgages is about to be flipped and twisted. “For years now, if you didn’t have near perfect credit and a hefty 20% down payment, chances were slim that lenders would give you a mortgage. But that’s all about to change. That’s because Fannie Mae and Freddie Mac,…

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Home Sales and Reducing – Sellers

“Buying a new home, selling your old one, and moving from one residence to another are all considered fairly substantial life stressors. Homeowners can become fraught with anxiety when proceedings take an unexpected turn or things don’t quite go according to plan. Fortunately, there are a few steps you can take to make the process…

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Home Buying Made Easy – Buyers

Buying a home is a huge leap, both financially and emotionally. The process can be extremely rocky, if it’s not handled properly. It takes a lot of maturity, attention to detail, and overall dedication to giving you and your family a safe and affordable roof to live under. Lucky for you, Blanche Evans at Realty…

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Insurance Not Helping? – Inspections

You know that costly insurance you’ve been emptying your wallet out on? It may not be your best investment at the moment. “If you’re like many homeowners, you bought your home insurance policy, got standard coverage and haven’t given it another thought. Unfortunately, that type of thinking could lead to gaps in your coverage. A standard…

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